Protection planning

Most of us are aware of the need to make plans to ensure our futures are protected, but very few of us are actually doing anything about it.

Today, anybody can find themselves struggling to understand the complexities of estate protection and Inheritance Tax processes, and it’s not solely about Inheritance Tax either.

More than ever it’s vital to consider the whole picture. How does Capital Gains Tax affect you? What would happen in the event of illness? Are you prepared should you suffer a loss of income?

We will can help you to assess your individual situation and requirements, before devising a plan to ensure you have the peace of mind you need.

Wills & Estate Administration

Let us help you put everything in place to ensure that your Will and the financial affairs of a loved one after they die are in order. These are crucial elements of any effective form of financial planning, and sound advice is a must.

protect what matters

The future can be uncertain, but we will help ensure you’re as prepared as possible. we provide advice and services covering all forms of life insurance, critical illness cover and disability insurance.

professional trustee services

We provide access to an extensive range of services and solutions for trustees. In all cases, matters are personally discussed in detail and placed on record.

Later Life planning

When it comes to planning for later life, there is so much to consider. We can assist with Inheritance Tax planning, making Gifts, and securing an income for your long-term health care.

inheritance tax

There are a number of steps you can take to mitigate Inheritance Tax. We will take the time to understand your own specific circumstances and work closely with leading law firms to ensure you are fully protected.


It’s vital to understand how making a gift of money or assets can help to create a valuable exemption from Inheritance Tax. We will assess your circumstances and help maximise your gifting allowances.

The levels and bases of taxation and reliefs from taxation can change at any time. The value of any tax relief depends on individual circumstances.

The writing of a Will involves the referral to a service that is separate and distinct from those offered by St. James’s Place. Wills are not regulated by the Financial Conduct Authority.

Get in touch To Find Out More

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