OTHER LENDING

From time to time, we all find ourselves in the position of needing fast access to additional funding.

If you’re looking to make some additional borrowing in the near future, we may be able to help you use your St. James’s Place and Rowan Dartington investments as security for a short-term loan. (Subject to eligibility)

Short-term loans are a popular way of gaining access to funds, which — as you know — you will only need for a small period of time. People normally consider taking out the option of short-term loan in the following circumstances:

  • Bridging a residential property purchase
  • One-off tax payments
  • A luxury purchase – such as a yacht or a classic car
  • Home improvements

Flexible lending facilities may be made available to private individuals, trusts and corporate clients.

St. James’s Place and Rowan Dartington work with Metro Bank and Credit Suisse to make these lending facilities available to clients. Both services provide short-term liquidity facilities secured against investment portfolios.

If the value of the investment falls in relation to the agreed loan facility, the loan may need to be repaid in full. Metro Bank and Credit Suisse will take a charge over your investments and you will be unable to make any withdrawals from your charged investments without prior approval from the relevant bank. Rates and charges will apply. Please get in touch for full details.

Testimonials

I have known her as our family Financial Advisor for about 10 years. She has always put my interests first and given sound advice. I found her to be pleasant and trustworthy. Her service and support has always been an unbiased and exceptional. I get great pleasure in recommending her to anyone.
Thurairatnam Kathirgamakarthigeyan
Eye Surgeon
Andrea has been wonderful, and I feel confident in discussing my financial matters with her as I know she will treat my affairs confidentially. She has always been there whenever I needed - literally with a click of a button and the support, she provides is extraordinary. She has gone out of the way to help me on a few occasions. I will not hesitate to recommend her to anyone.
Sandy Shiralkar
Consultant Vascular Surgeon
Andrea has provided us with exceptional service and advice. We feel that Andrea has listened to what we want and need and has helped us to build a robust retirement plan. We would recommend Andrea to our friends and family.
Claire Richards
Manager

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