We offer a comprehensive range of first charge mortgages, from across the marketplace, which lenders make available to mortgage intermediaries to meet an array of needs and criteria.

These include the employed and self-employed, Help-to-Buy, buy-to-let*, self-builds, holiday homes in the UK and abroad, expats** and commercial*.

We also offer intergenerational mortgages for parents and grandparents wishing to help their children and grandchildren onto the property ladder.

First time buyers

Whether you’re taking your first step onto the property ladder, or you’re a parent looking to help your child purchase their first home, we can access an appropriate mortgage solution that suits your needs. Furthermore, we will manage the application process from start to finish, relieving you of much of the stress.


Buying a new home can be a daunting and stressful process, but we can guide you through the maze of options – fixed rate or tracker, flexible or offset – and support you every step of the way, from application to completion.


Whether it be to raise capital against your property, carry out home improvements or simply reduce your monthly expenditure by taking advantage of more competitive rates, we will manage your application from start to finish, alleviating the burden and stress on you.

Buy to let

Buy-to-let (BTL) mortgages are for landlords who want to buy property to rent it out. Some of the rules around buy-to-let mortgages are similar to those around regular mortgages, but there are some key differences. Get in touch and discover how Palatine Financial Planning Limited can help you.

The home on which the mortgage is secured may be repossessed if repayments are not maintained.

* Commercial and some buy to let mortgages are not regulated by the Financial Conduct Authority.

**Subject to status


I have known her as our family Financial Adviser for about 10 years. She has always put my interests first and given sound advice. I found her to be pleasant and trustworthy. Her service and support has always been exceptional. I get great pleasure in recommending her to anyone.
Thurairatnam Kathirgamakarthigeyan
Retired Eye Surgeon
Andrea has been wonderful, and I feel confident in discussing my financial matters with her as I know she will treat my affairs confidentially. She has always been there whenever I needed - literally with a click of a button and the support, she provides is extraordinary. She has gone out of the way to help me on a few occasions. I will not hesitate to recommend her to anyone.
Sandy Shiralkar
Consultant Vascular Surgeon
Andrea has provided us with exceptional service and advice. We feel that Andrea has listened to what we want and need and has helped us to build a robust retirement plan. We would recommend Andrea to our friends and family.
Claire Richards

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