MORTGAGES
We offer a comprehensive range of first charge mortgages, from across the marketplace, which lenders make available to mortgage intermediaries to meet an array of needs and criteria.
These include the employed and self-employed, Help-to-Buy, buy-to-let*, self-builds, holiday homes in the UK and abroad, expats** and commercial*.
We also offer intergenerational mortgages for parents and grandparents wishing to help their children and grandchildren onto the property ladder.
First time buyers
Whether you’re taking your first step onto the property ladder, or you’re a parent looking to help your child purchase their first home, we can access an appropriate mortgage solution that suits your needs. Furthermore, we will manage the application process from start to finish, relieving you of much of the stress.
Purchasing
Buying a new home can be a daunting and stressful process, but we can guide you through the maze of options – fixed rate or tracker, flexible or offset – and support you every step of the way, from application to completion.
Remortgaging
Whether it be to raise capital against your property, carry out home improvements or simply reduce your monthly expenditure by taking advantage of more competitive rates, we will manage your application from start to finish, alleviating the burden and stress on you.
Buy to let
Buy-to-let (BTL) mortgages are for landlords who want to buy property to rent it out. Some of the rules around buy-to-let mortgages are similar to those around regular mortgages, but there are some key differences. Get in touch and discover how Palatine Financial Planning Limited can help you.
The home on which the mortgage is secured may be repossessed if repayments are not maintained.
* Commercial and some buy to let mortgages are not regulated by the Financial Conduct Authority.
**Subject to status
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