what is investing for income?

Income investing, or investing for income, is where you structure your investment portfolio to provide you with a regular income. This could be through dividends, income payments or bond yields. What you are aiming to achieve is a regular income from your investments alongside long-term capital growth.

Long term investors looking for income, have been seeking alternative homes for their capital since the 2007 financial crisis.

The value of money held on deposit has been impacted by inflation and investing for income is now more important than ever.

We offer access to a range of income solutions, investing across a range of asset classes, helping us to provide a diversified, personally tailored portfolio.

With interest rates at historic lows, investors could consider alternative sources of income:

  • Fixed Interest – corporate bonds and gilts offer the potential for increased income in times of low interest rates
  • Equities – while in the short-term equities can be volatile, history shows us that they have outperformed all other asset classes over the longer term and offer the potential for capital growth and rising income
  • Commercial Property – while the commercial property market offers an opportunity to achieve capital growth over the longer term, the primary return for investors is rental income. By securing long leases with financially secure tenants, commercial property could potentially offer attractive and sustainable income levels.

Diversification and expert management remain the keys to long-term success in challenging markets. This approach gives you access to investment expertise and the opportunity to invest across a range of different investment firms.

The value of this investment will be directly linked to the performance of the funds selected and may fall as well as rise. You may get back less than the amount initially invested.

Equities do not provide the security of capital associated with a deposit account with a bank or building society.

Past performance is not a guide to future performance.

The value of property is a matter of the valuer’s opinion and not fact.


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